Direct Primary Care
Frequently Asked Questions
1. What does your membership include?
Unlimited in-person and telehealth visits
Same day/next day priority appointments
Annual physicals including routine labs
Sports physicals
Direct communication with your provider (text/call/email)
Discounted specialty labs, IV therapy, and wellness services
*Membership is month-to-month. You can cancel anytime with 30 days’ notice.
2. What is Direct Primary Care?
Direct Primary Care (DPC) is a membership-based model where members pay a flat monthly fee for unlimited access to their provider without restrictions of insurance. This allows for the provider to spend quality time building relationships with patients and collaborating to achieve health goals. We can guarantee that you’ll never owe our clinic a copay or receive a surprise bill.
3. Do I still need insurance if I join Lunara?
Yes. DPC is not insurance. Your Lunara membership covers all of your primary care needs, but you should still have something in place for unexpected, high-cost events like ER visits, surgeries, or hospitalizations.
Many of our patients pair their memberships with a low-cost catastrophic option such as Zion HealthShare, which works well alongside DPC.
If you currently have an HSA-eligible insurance plan through your employer, you can typically use your HSA funds to pay for your Lunara membership as well. Check with your insurance carrier for more details.
4. Why would I sign up if I already have insurance?
Insurance is important and we encourage everyone to keep it, especially for unexpected or high-cost needs like hospital visits, surgeries, and specialist care.
A Direct Primary Care membership works alongside your insurance by giving you unlimited access to personalized, relationship-based care without copays, deductibles, or rushed appointments.
Think of your insurance as your coverage for the big things, and DPC as your go-to partner for everyday, proactive, and comprehensive care.
5. Why make the move from traditional primary care to membership-based care?
Lunara offers a simpler, more supportive way to manage your health. Your membership allows for more time, better communication, and a deeper understanding of your health needs, all at a predictable monthly price. It’s modern, accessible, and designed to help you feel your best year-round.